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Car Insurance

Posted: 25 Jul 2006, 17:45
by Charlie Bravo
It pays to shop around....check this out.....

I got my policy renewal from NU last week..... £1298.99 with a £520 excess.... much the same as last year. Thats for a 25 year old with 1 year NCB on a Peugeot 306 1.9TD.

Anyway, having shopped around I've now gone with Quinn Direct. £749.22 with £130 excess. Bargain :cool:

Posted: 25 Jul 2006, 18:08
by andy
Vauxhall Frontera 2.0ltr. Insured with SAGA. £250 PA £100 excess.

Sometimes there are rewards with old age. :smile: :lol: :lol: :lol:

Posted: 25 Jul 2006, 20:34
by TobyV
That sounds pretty steep either way CB, you're a couple of years older than me and your car isnt likely to be a great deal quicker than mine and certainly no bigger and I got my first ever policy last year with More Than for about £600 including breakdown cover and I could have saved more if I had bought online.

Posted: 25 Jul 2006, 20:55
by migeater0

Posted: 25 Jul 2006, 21:42
by fournier
TobyV wrote:That sounds pretty steep either way CB, you're a couple of years older than me and your car isnt likely to be a great deal quicker than mine and certainly no bigger and I got my first ever policy last year with More Than for about £600 including breakdown cover and I could have saved more if I had bought online.
I don't think that performance is a major factor anymore Toby. My insurance company told me it's the desirability to theives and cost of replacement parts that are the real factors.

Posted: 25 Jul 2006, 22:15
by Charlie Bravo
And of course the all important postcode.

When I had a motorbike (Suzuki SV650S) I paid £1346 TPF&T. When I then moved to Braintree, Essex, the premium dropped to £646.

Gotta love Luton, such a classy place.

Posted: 25 Jul 2006, 22:17
by DaveG
Charlie Bravo wrote:Gotta love Luton, such a classy place.
Drop the "cl" and it's about right :lol:

Posted: 25 Jul 2006, 22:31
by DaveB
Desirability is very probably a major factor as Fournier pointed out. No disrespect Toby but park a 306 1.9TD next to a Rover 45 and the Pug is gonna get knicked every time mate. The 1.9TD is a good engine in it's own right and worth taking let alone attached to 4 wheels and a body :wink:

ATB

DaveB :tab:

Posted: 25 Jul 2006, 23:08
by Charlie Bravo
I would imagine the 306 1.9TD is a fair bit quicker than a Rover 25 as well, unless you've got a 1.6 or 1.8?

Posted: 25 Jul 2006, 23:32
by Myles
There's also the probability that insurance companies see 1.9 litre turbo plus 25 year old driver equals boy racer and charge accordingly! The fact that it's a diesel makes no difference.

Myles